Gtb salary advance loan (All you need to know)

Gtb salary advance loan (All you need to know)

Lots of Nigerians cannot survive on their monthly salary alone. Sometimes, there are pressing issues that require money, and if it’s not close to being month end then we are left stranded.

This particular problem has led to the rise of many loan schemes, some of them are good and some are just plain terrible, as their interest rates are nothing to write home about.

Luckily for us, banks nowadays are making loans available to their customers at very good interest rates and little or no collateral.

In this post, am going to be writing about everything you will need to know about gtb salary advance loan and how to get gtb salary advance.

Read my post on wema bank salary advance loan

What is gtb salary advance?

Gtbank salary advance is a gtbank initiative that lets you borrow up to 50% of your salary upfront with the bank.

This means that if your salary is 10,000 naira monthly, you can get up to 15,000 naira upfront and payback with very favorable interest.

Features of gtb salary advance

Some of the features of gtb salary advance that you will need to know are:

  1. Access up to 50% upfront of your monthly salary, i.e if you earn 10,000 naira monthly, you can get up to 15,000 naira.
  2. Gtb salary advance has a tenor of 30 days.
  3. This salary advance requires no collateral
  4. Minimum salary of 25,000 naira for public sector and 50,000naira for private sector employees.
  5. You get the salary advance within 24 hours after application.

How to get gtb salary advance loan

To apply for gtb salary advance loan, just follow the below steps:

  1. Dial *737#
  2. Select “11”
  3. Select “3”
  4. Enter the last 4 digits of the number at the back of your gtbank debit card.

5.Wait and you will be credited in more less than 3 minutes.

Alternatively, you can apply from the bank app, or you can visit the nearest gtbank branch.

Read my post on how to get a loan from smedan

Requirements before you can apply for gtb salary advance loan

Before you apply, you must meet the following requirements:

  1. You must be a staff of a private company or government agency.
  2. You must own a salary account with guaranty trust bank.

If you meet the above requirement, you can go ahead and apply for gtb salary advance loan.

How to repay gtb salary advance loan

This is very easy, all you have to do is dial *737*51*55# from your mobile phone, and follow the on screen instruction, it is very easy to do.

Gtbank customer care

If you are having some issues applying for gtb salary advance loan, you can contact customer care

234 700 4826 66328

234 1448 0000

234 802 900 2900

234 803 900 3900


I hope that after reading this post, applying for gtb salary advance will be a breeze for you. If you have questions, you can leave them below and I will tend to them as soon as I possibly can.

Don’t forget to share to others who might need this.

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Read my post on how to get a palmcredit loan.

One Comment

  1. Jamilu Ibrahim Danbala said:

    Hello sir, i am your client for quite a long time, i have both current and saving accounts but my saving account is attached to my salary. I applied for salary advance uncountable times but i was not been given. Please what is wrong, waiting to hear from you soon.

    July 17, 2022

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