Union bank cardless withdrawal (How to withdraw money when you don’t have your ATM card)

If you lose or don’t have your ATM card or debit card with you, do not panic, you’ll learn how to make a Union bank cardless withdrawal in this article without needing your ATM card to perform the transactions.

For some reasons unknown to us, we sometimes fail to bring our ATM cards with us to the bank ATM machine, and after a long minute, sometimes hours of queuing, you realize your ATM card is not with you.

What would you do if you were confronted with such a challenge?

In a nutshell, Union bank cardless cash helps you to withdraw cash from an ATM without having to use your debit card. Instead, you can have your bank send you a unique code (either by text message or within your mobile banking app) that you can use to check your cash withdrawal at a qualified ATM.

Now without much further ado, let’s delve right into it.

Read my post on Zenith bank cardless withdrawal

How to use the union bank cardless withdrawal feature

In two simple steps, you can withdraw cash from an ATM without using your debit card.

Step 1: Use USSD or the Mobile App to generate the code.

USSD (Unstructured Supplementary Service Data)

• Dial this code on your registered phone number linked with your union bank account *826*7*amount#.
• Enter your PIN and press “Submit.”
• An SMS with the Pay code and a one-time password will be sent to you.

On union bank mobile OR IOS app

• After logging in, select Cardless Withdrawal from the listed options.
• To get the desired amount, adjust the + symbol.
• Enter your PIN and click the “Generate Token” button.
• An SMS with the Pay code and a one-time password will be sent to you.

Step 2: Make an ATM withdrawal

• Enter Cardless mode by tapping any key on the ATM.
• Input the pay code provided through SMS.
• Input the OTP provided through SMS.
• Input the amount you would like to withdraw and submit.
• The ATM will disburse the cash.

How much can I withdraw using the cardless withdrawal method?

• ₦10,000 per withdrawal.
• The daily withdrawal limit is ₦50,000.

Summary

Read my post on Gtbank cardless withdrawal

I’m certain you’ve learned everything you need to know about union bank cardless withdrawal from this page. Please use the comment section below to let us know how useful this is and don’t forget to share with anyone else that might need this useful information to save them the stress of having to panic if they lost their ATM card or forget it at home while they are away from home.