How to Apply & Qualify For FCMB Fast Cash Loan

How to Apply & Qualify For FCMB Fast Cash Loan

Read all about how to qualify and apply for FCMB fast cash loan.

Do you need a loan to resuscitate a dying business, to pay hospital bills, get food or shelter and any essential needs or even solve a pressing issue?

Worry no money, as FCMB (First City Monument Bank) FastCash loan could be your way out.

Western TV shows have demonized getting loans from banks now whereas it might just be the only way to solve your problems.

Read my post on Gtbank salary advance loan

They are always showing people going through hell to secure a loan after which they won’t be able to pay back, then their collateral will be impounded by the bank.

It doesn’t have to be like this, which is why FCMB introduced this FastCash loan scheme, a convenient, no collateral and paperless loan that can be acquired within a few minutes at the comfort of your home – as long as you’re eligible.

In this guide, we will be going through how to be eligible for this loan as well as how to acquire it, the features & benefits, I will also shed light on many more questions bothering your mind.

Let’s get started…

Features & Benefits of FCMB FastCash loan

Below are some of the benefits and features of FCMB instant loan that you need to know:

Features for FCMB existing customers

  • Instant access to funds
  • Up to N200,000 loan amount
  • No paperwork is required, just apply through the mobile app or *329*11#
  • No collateral needed
  • The interest rate for salaried is 8% while non-salaried is 15% upfront charge
  • 30 days tenors for new customers
  • Up to 90 days clean up cycle for returning customers
  • Customers can apply as many times in a year as s/he is qualified.

Features for FCMB existing customers

  • Instant access to funds
  • Up to N200,000 loan amount
  • No paperwork is required, just apply through *329*11#.
  • No collateral needed
  • No FCMB account is required
  • Up to 3 Months Repayment cycle
  • Customers can apply as many times in a year as s/he is qualified.
  • Interest Rate of 3.5% monthly and a One-Off management fee of 1%
  • Funds will be transferred to the customer’s salary account in any bank where the salary is domiciled
  • All Federal Government Employees EXCEPT Military and Paramilitary Employees

Now let’s see how you can actually apply and acquire the loan.

How to apply for an FCMB FastCash loan

To apply for a loan, just dial the magic USSD code which is *329*11# and then follow through the popups on your phone screen, also provide all necessary information required.

How to qualify for an FCMB fast cash loan

Read my post on Wema bank salary advance loan

Below are some of the basic qualifications required by FCMB bank, they must be met, else, the application will be unsuccessful.

  • An active salary bank account with either FCMB or other banks
  • Bank Verification Number (BVN)
  • National Identification Number (NIN)
  • FastCash loans can only be granted to meet immediate financial needs

Other FCMB loan options

FCMB salary plus loan: This is for people with FCMB salary account, it allows them access to short or medium-term loans before the payment of their salary.

FCMB premium salary loan: This is for confirmed staff of corporate organizations that are rated on Moody’s with a minimum BB-rating. The minimum loan amount for this option is 2,000,000.

FCMB auto loan: This loan option presents you with the opportunity to purchase vehicles on credit and pay later over a period of time.

FCMB credit card: This option presents you with a Visa Credit Card which you can use to pay for anything anytime and anywhere on credit


And that’s all there is to know, it’s a very easy and straightforward process, no collateral, no stressful paperwork, seems too good to be true right?

Thank you for reading my post on how to apply and qualify for FCMB fast cash loan.

If you have any questions, please leave them down below – You can also check the FCMB FastCash loan T&C page here to know more.


  1. Ogwu gerald said:

    Hello, good day, just want to let you know that FCMB fast cash,is very good, it’s helpful at the point of your need and very fast and reliable, so long as you don’t go against their rules, And please i need more loan from you very urgent please .thanks

    March 2, 2022
  2. Olanrewaju halimat folashade said:

    The fast cash loans is very helpful to me but u later stop giving me loan after I paid before the due date u haven’t give me loan since then what did I do have gone to the nearest bank to complain nothing come up pls I will be glad if u can grant me the fast cash loans again

    April 20, 2022
  3. Temitope Oluleye said:

    Please I can’t borrow money, it always says I’m not qualify. Please how can I be qualify?

    May 30, 2022
  4. chinyere said:

    i have been trying it, i cannot access it. fcmb is my salary account but is not working.

    June 7, 2022

      Please what happen in my account the always said that I’m not qurify

      August 30, 2022
  5. Samuel Wilson okon said:

    I’m an account holder with FCMB, I have applied for fast cash loan but I’m ask for pin number from T.C

    June 21, 2022
  6. Amadi Achor said:

    For over 2 year’s now FCMB can’t offer me fast cash lone stop given me lone said I should call Cear FCMB you guys are relar

    June 27, 2022
  7. Ajayi olawale musliudeen said:

    I have bee trying to get fastcash loan since it always said I’m not qualify

    July 6, 2022
  8. Enter Your Comment…I have been trying to get the loan from the fastcash but it keep on telling me that am not qualify

    July 8, 2022
  9. Titilayo Alhassan said:

    I have an account with your people

    July 28, 2022
  10. Titilayo Alhassan said:

    My number is 08036021063

    July 28, 2022

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