First Bank Virtual Card (All you need to know about First bank virtual card)

Read all about First bank virtual card.

Virtual cards are naira-denominated debit cards issued in partnership with Visa International. It is a digital representation of a payment card linked to the customer’s online wallet or account.

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First bank Virtual Card is a convenient alternative to the use of cheques, cash, and the traditional plastic debit card. It gives you access to funds in your account or wallet account. The most interesting part of using the first bank virtual card is that you can seamlessly carry out Card-not-present (CNP) transactions online. And it is also the safest, easiest, most convenient, and most secure way of making payment.

You don’t need to visit any First bank branch to apply for the Virtual card. All you need do is to download the virtual debit card from the Card services menus on your First Bank Mobile App or My Virtual Card on firstmonie Wallet App. This article will discuss the First bank virtual card.

How to request for first bank virtual card

you don’t need to visit any First bank branch to apply for the Virtual card. Below are the steps on how to apply for a First bank virtual card using the First Bank mobile app or FirstMonie wallet.

Via First Bank Mobile App

• Download the First Bank Mobile app on your phone
• Log in for existing customers or create an account on the First mobile, if you are a new customer.
• Click on the three straight lines at the left top corner
• Select Card Services and click on Virtual Cards
• Click on Create Virtual Cards
• Read and accept the Terms and Conditions
• Select an account especially if you have more than one account linked to your First bank app
• Enter your Transaction Pin to create the Virtual card. You would be charged N215 for the Virtual Card.

Via FirstMonie Wallet

• Download Firstmonie wallet on your phone
• Log in for existing customers or create an account on the Firstmonie app, if you are a new customer.
• Click on the menu
• Select Card Services and click on Virtual Cards
• Click on Create Virtual Cards
• Read and accept the Terms and Conditions
• Select account
• Enter your Transaction Pin to create the Virtual card.

How can I activate my Virtual card?

Immediately after you have purchased the card on First Mobile or Firstmonie App, a prompt for card activation is seen. Select Yes and you have an active virtual card.

Can I use the first bank Virtual card for international transactions?

First bank virtual card can be used for local and international transactions but cards requested on the FirstMonie App can only be used for local transactions.

How do I view my Virtual card details when I want to carry out transactions?

• Log in on your FirstMobile or Firstmonie app
• Select Virtual cards
• Click on the eye icon or card PAN on the virtual card
• Enter your Transaction PIN
• The concealed card details will be revealed for use.

FAQs

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How do I use a virtual card?

When you are asking to choose a payment option on a website or platform

• Choose the virtual card from your payment method options
• Fill in the payment info or click on autofill if you already saved your card details on Chrome.
• Check out as usual

How do I withdraw money from my virtual card?

You have to transfer the funds you want to withdraw to a physical card account and visit any ATM to withdraw. A virtual card has no physical appearance, so it is not possible to withdraw directly with the card at any ATM point.

How can I create a virtual debit card?

Download your bank app and log in, then search for Virtual card on the menu, and follow the instruction to create a virtual card with your bank.

Conclusion: First Bank Virtual Card

FirstBank Virtual card is a naira denominates debit card that aims to be an alternative to cheques and cash.

You can request for First bank virtual card through the FirstMobile app or Firstmonie wallet but there is a major difference. First Mobile virtual card can be used for local international transactions but cards requested on the FirstMonie App can only be used for local transaction.

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