Top 10 Best Loan apps on iPhone in Nigeria 2023

Top 10 Best Loan apps on iPhone in Nigeria 2023

Read all about the Top 10 best loan apps on iPhone in Nigeria 2023.

In a country facing economic crises and were jobs are not readily available, it is no surprise that small online loan apps are incredibly popular. These loan apps can grant you small loans at a good interest rate without collateral.

There are so many popular online loan apps in Nigeria, some of them are very good, while some of them are not.

If you are an iPhone user, you will probably have noticed that some of the popular loan apps are not available for download on the iOS app store. However, there are numerous loan apps that are available for download on the iPhone app store.

In this post, I am going to be writing about the top 10 best loan apps on iPhone in Nigeria 2023 and more.

Remember to leave us a comment after you finish reading and also share with your friends on social media.

Let’s get into it then…


Top 10 Best Loan apps on iPhone in Nigeria 2023

Read my post on Palmcredit


Carbon provides a range of financial services, including personal loans, business loans, payments, funds transfers, credit scoring, savings, and investments. The Carbon loan application process typically takes less than 5 minutes to complete. Their rates range from 2% to 30%, and this depends on the loan repayment period and the amount of money you wish to borrow.


Renmoney is a loan/lending app that can grant you up to 6-million-naira loan. When you download the renmoney app from Google playstore, you can then register and apply for a loan.

Before you apply for a loan on renmoney, you will need to check if you meet up with the renmoney loan requirements. You should also use the renmoney loan calculator to determine the interest you are to pay on your loans.

After you must have done the above, you can then fill in the renmoney loan application form and wait for approval. Approval is usually done in 24 hours, if you meet the requirements.


FairMoney is one of the best loan apps where you can get instant loans in Nigeria. It offers its users instant loans of up to as much as N1,000,000 In less than 10 mins, with an easy and stress-free way of lending money without collateral. There is no requirement for getting a loan from fair money; all you have to do is download the fair money app.

Aella Credit

Aella App, which was formerly Aella Credit, was a sole loan app. Aella Credit offered instant credit solutions, which eliminated the need for traditional loan applications. It also allowed employees to borrow at fair and competitive rates through their employers.

Currently, Aella App helps users (Nigerian) secure loans, make bill and utility payments, carry out investments, and get insured. This product now combines all four services in one platform, making it much more helpful.


NodCredit loan app is a legit and reliable app that lends money to people. To get a loan you just need to install the app, register on it by providing the necessary requirements then you apply for a loan ranging from 3000 naira and above.

NodCredit offers both employed and self-employed, business persons and corporates quick loans starting from N10,000 to N50,000 for first time borrowers. Returning customers can access upto 300,000.

Interest ranges from 1% – 16% per month.


CredPal offers funded credit cards that allow Nigerians to easily pay for their needs anytime. The credit card can be used to make both online and offline transactions. When you register on CredPal and have filled in all the necessary information. You can request a credit card on the CredPal app, once you have been offered a credit limit.


Quick credit is a simple, technologically deployed lending platform that provide micro loans for short- terms duration to help meet and cover unexpected emergency expenses and urgent cash needs.

Apply for up to ₦100,000 with loan tenors of up to 90days and have your money sent straight to your bank account in minutes.


SparkCredit is a trustworthy online loan APP, provide users with safe ways to borrow and solve the problem of urgent need for money with a maximum loan of NGN500000. 3 steps to complete the application and get the loan easily, no need to go out, no mortgage, no prepaid fees, complete the application online.

Read my post on Loan apps that give up to 100k and 50k


YesCredit is one of the loan apps for iPhone in Nigeria that offers a low loan amount.

Their loans range from N5,000 to N50,000. To access a YesCredit loan can take only a few minutes and you can receive it into your wallet and transfer it into your bank account immediately.

YesCredit requires no collateral, guarantors, or documents for them to grant you the loan. Just make sure over 21 years old. But for loans beyond certain amounts, YesCredit will need additional documentation.

NewCredit loan app

Newcredit is a reliable and fast loan service in Nigeria. You can borrow money in simple steps without providing collateral. You can obtain a loan between the range of ₦10,000 to ₦300,000. Repayment can be done between 3 months (91 days) to 12 months (365 days).

Newcredit has a monthly interest rate of 4%. That makes the Annual Percentage Rate (APR) 48%.


With the above, you should have a list of the best loan apps on iPhone in Nigeria. If you require further information, then you can leave us a comment below in the comment section or visit our contact us page and we will get back to you as soon as we possibly can.


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