How to increase transfer limit on GTbank mobile application and USSD

Read my post on how to increase transfer limit on GTbank app and USSD.

We all know how making transfers is now the order of the day because we are now in a cashless society where you carry out transactions without any need to pay with cash, all you need to do is to make a transfer to the required account and your deal is sealed.

We bring you how to increase the transfer limit on the GTbank mobile application and USSD and for those who are not aware, there’s a transfer limit on the USSD compared to the mobile application and we are bringing you preferred solutions to your problems.

Have you been in a situation where you need to carry a large transaction and you noticed you’ve been placed on a limit?

I guess you weren’t happy about that and we all know how discouraging it is especially when it’s an important or prompt service you need to pay for.

All you need to know about GT Mobile banking transfer limit will be stated here in detail including how to go about it so be calm and keep reading.

GTbank transfer Limit

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Let’s glance through some things you need to know about the gtbank transfer limit, currently the transfer limit is capped at a daily transaction on a savings account at 2 million naira.

That is to say in a day you’re not supposed to make transfers more than that specified amount because there is no way your transaction will be successful.

For current account the highest transfer limit you can go is about 5 million naira, that is to say current users have a greater advantage than those with a savings account.

Formerly, before  2019 those with a savings account can make a transfer with a limit capped at one million naira, while those with a current account can also make the transfer with a limit cap at 3 million naira.

But since 2019 they had to extend the limit for both savings and current account users, which is now capped at 2 million for saving account holders and 5 million for current account holders.

How to increase my GTbank Transfer Limit

Before searching for how we can increase the transfer limit on your gtbank account, it means you already have an account with gtbank and if you’ve not registered on the mobile app you can go to the Google Play store or the Apple store and download the app.

It advisable to also register for the USSD code service using the *737# After you might have done all of these, you are gradually making progress to increase your limit.

How do I Increase my transfer limit on the GTbank mobile app

All you need to do is to sit back and follow the process required of you and in no time you’ll be able to pass the maximum transfer limit of 2 million naira and move it to a higher range of about 5 million naira.

All you need is to follow the steps and guidelines listed below.

Firstly, you need to get a hardware token as this is the only way to increase your limit, you don’t need to panic as hardware tokens are usually well-secured and reliable and it enables you to transfer up to 5 million naira daily.

All you need to do is to visit any GTbank closest to you and find a customer care representative or the help desk and lay your complaint telling them about how you want to increase your transfer limit.

You will be required to fill a form with certain information that you need to provide including the amount to which you want to increase your limit to and then you can also talk to them about all the questions relating to the limit of transfer on your account.

Apart from physically visiting your bank to get the hard token, you can also use your mobile app to ask for an increased transfer limit

How do I Increase my transfer limit using the GTbank USSD Code

If you’ve been using the GT bank USSD code to carry out transactions, just like you can increase your limit on the mobile application you can also do this when it comes to the USSD code.

Although for the USSD code if you have a debit card the transfer limit is usually high but if you don’t have a debit card it is usually low.

So for this, you can decide to get a debit card attached to your account because without a debit card your transaction is capped at 20,000 naira but with a debit card, it is capped at 200,000 naira.

Read my post on GTbank cardless withdrawal

Although this is still less compared to when you’re using the mobile application.

Just like you requested for a hard token in the mobile application you also need to request for a hardware token and this  goes for a price of 3000 naira as of then, but due to the change of price in things, it might have increased.

Once you’re able to acquire the hardware token you can carry out transactions over a million just by using your USSD code

Summary

We have been able to bring all the details you need to know about how to increase the transfer limit on your gtbank mobile application and USSD code.

Remember to leave us a comment after you finish reading and also share with your friends who might need this.