How to increase transfer limit on First bank mobile app

How to increase transfer limit on First bank mobile app

Read my post on how to increase transfer limit on first bank mobile app.

If you’re a First bank customer looking to increase the daily transfer limit imposed on the FirstMobile app, look no further as this is a detailed how-to guide that will simplify and put you through the process.

The FirstMobile app allows you to carry out banking transactions without having to physically visit a bank branch.

You can simply transfer money, purchase airtime, pay cable bills, pay power bills, and do a variety of other things from the comfort of your own home.

But all this is limited, as there is an imposed N150,000 daily transaction limit if you’re making transactions on the Mobile app, If these limits are surpassed, the user must wait until the next day…

Hold your girdle and follow the steps in this guide to increase the limit to a sum of N1,000,000 daily transactions.

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How to increase transfer limit on First bank mobile app

Let’s say you’re a businessman/woman transacting more than the imposed daily limit using the mobile app, you can increase this up to N1,000,000 daily limit with the use of the First bank token (Hardware or Soft Token).

Let’s see how you can get this token in detailed steps…

How to get the First bank Hardware Token

You must go to a First Bank branch near you. You will be asked to fill out an application form by the customer care representative.

When your application is complete, it will be reviewed by the appropriate department, and if approved, you will be given the hardware token.

The Hardware token is a pocket-sized device and must be carried around at all times if you want to use it.

How to get the First bank Soft Token

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If you already have a Hard token, what’s the benefit of going for a Soft token again?

Well, a Soft token is much more secure because it is digital, not a physical device that can be lost or even stolen.

But the Hare token must be deactivated first before you can use the Soft token.

I would strongly advise you to get the Soft token instead, below are the steps you need to follow to acquire it.

  • Go to Google play store or Apple store for IOS users and download the FirstToken app.
  • Navigate to the app and click it open, you will find a serial number and activation code field.
  • If you would like to activate a Hardware token, the serial number field is for you; use the activation code field otherwise.
  • Visit a First Bank branch closest to you and register, you will be given an activation code which you will input.

How to use the First bank Token

  • Login to your Firstbank mobile app or download it first if it has not been previously installed
  • After successful installation, open the app, go to “account settings”, then click on “token synchronization”
  • Press the round small button on your Hardware device, a code will be generated
  • Now enter the displayed code in the second field on your mobile screen
  • Locate your token’s serial number (will be found at the back of the device) and input it into the serial number field
  • Finally, tap the “confirm” button and your token will be activated


*Phew*! Hope the process is not too complicated for you, just follow them step by step, and within 1-2 days, you will get yourself a working token that can be used to increase your daily transaction limit.

Thank you for reading my post on how to increase transfer limit on first bank mobile app.

If you have any questions, leave them down below.


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