How to upgrade UBA account online & offline

How to upgrade UBA account online & offline

If you’ve been looking for “how to upgrade UBA account” in Nigeria, then you just landed on the right guide as you will be shown how you can upgrade your UBA bank account to any TIER level with ease.

At the time of opening a bank account, there will be a limit imposed on how much the accumulated amount and one-time deposit on that account should be. Your bank account will be restricted and locked should you exceed this limit.

What you can do to lift the restrictions and limit is to upgrade your bank account to a higher TIER.

For instance, let’s say you’re using a student account that can only receive an N50,000 one-time deposit and an accumulated amount of N300,000, you may later upgrade your student account to a standard account so you can start receiving more.

The UBA bank account upgrade process might sound like something stressful but it is otherwise, just make sure you have all the requirements and it will be a walk in the park.

Read my UBA cardless withdrawal

Requirements to upgrade UBA bank account

Since upgrading a bank account is a process that requires the account owner’s authorization, it is made mandatory by the bank for the customer to provide supporting documents before the account upgrade process can be initiated.

Below are some of the requirements:

  • Any valid means of identification such as a driver’s license, a permanent voter’s card, international passport, or national identity card
  • Utility bill (electricity, rent, water, or gas bill) issued within the last 3 months
  • A passport photograph clearly shows your face

Those are the three major requirements needed, make sure to photocopy your document before visiting any banking hall.

How to upgrade UBA account

After gathering the required documents, visit any UBA bank branch near you and meet with a customer representative.

Make your intentions known that you would like to upgrade your UBA bank account to a higher TIER. The customer representative will ask if you have all requirements, say YES and you will be issued an account upgrade FORM.

Carefully fill the FORM with the correct information as any single mistake may render the process useless, submit the FORM to the agent who issued it to you after you’re done filing it.

The customer representative will ask for the requirements with you, submit the photocopied ones and your request will be processed.

You will be notified if your account has been upgraded to a higher TIER so you can start receiving unlimited one-time deposits and a high accumulated balance.

Can UBA account upgrade be done online?

As of now, the UBA account upgrade can only be done by visiting a UBA bank branch and meeting with a customer representative.

There is no known method to process the account upgrade online.

How long does it take to upgrade a UBA bank account?

Read how to check uba account number

Your account will be upgraded instantly once it has been processed by the UBA bank agent. But it might take 24 hours due to one or two circumstances sometimes.


If you closely follow the outlined step-by-step procedures in this “How to upgrade UBA account” guide, you will encounter no problem and the process will be a breeze for you.

Kindly comment down below if you have any questions at all or you’re stuck in a process.

You may also ask any UBA bank customer representative for help if it’s too technical.

Be First to Comment

Leave a Reply

Your email address will not be published. Required fields are marked *