GTbank student account limit in Nigeria

GTbank student account limit in Nigeria

Read all about GTbank student account limit in Nigeria.

What is a student account?

A student account is a type of savings account which is applicable for Nigerian students within the age of 16 to 28. The student account was introduced in other to enable Nigeria students save money.

The students account is very easy to open and does not require any amount of money to do so, and you can open an account by using your student ID card, admission letter or National Identity card.

This Nigerian student account is a tier 1 account and has such has limits placed on it i.e. the deposit limit and the operating balance limit.

In this post, I am going to be writing all you will need to know about GTbank student account, the GTbank student account limit and more.

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Let’s get into it then…

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About GTbank?

Guaranty Trust Bank Limited (GTBank) is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market-leading financial products and services.

Headquartered in Lagos, Nigeria and with subsidiaries in Cote D’Ivoire, Gambia, Ghana, Liberia, Kenya, Rwanda, Tanzania, Uganda, Sierra Leone and the United Kingdom, the Bank currently employs over 12,000 professionals and has Total assets and Shareholders’ Funds of ₦4.057trillion and ₦661.1Billion respectively.

What is GTbank Student account?

The Gtbank GTCrea8 esavers account is for undergraduates between the age of 16 & 25 years. This account allows students to save money easily.

On GTCrea8 account, there are no transfer charges when you are sending money to any bank, no SMS charges and also zero account opening fee.

You can easily open this account with a passport photograph, student ID card, library card, department ID card etc.

There are three different levels of this type of account, depending on the what you use in opening the bank account. If you open it with just a passport photograph, it will be level 1 and if you open with student ID card, library card, department ID card etc. then it will be either level 2 or level 3.

Level 3 and level 2 have a higher cumulative account balance and also a higher single deposit limit.

GTbank student account limit

The GTbank student account limit for level 1 is set at 300,000 naira as the cumulative bank account balance, with a single deposit limit of 50,000 naira.

For level 2 account, the single deposit limit is 100,000 naira while the cumulative balance limit is 500,000 naira.

The level 3 account has a cumulative balance of 1,000,000 naira.

You can always upgrade your account by providing a National identity card, Voter’s card, driver’s license, Utility bill etc.

Requirements to open GTbank student account

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The following are the requirements to open a Gtbank student account:

  1. Passport photograph
  2. Student ID or department ID card or library card or department ID card
  3. Fully completed account opening form

How to upgrade GTbank student account?

Walk into any GTbank branch and head to the customer service section and tell them that you want to upgrade your GTbank account.

You will be given a form to fill with information like your name, account number, bank verification number, home address, telephone number etc.

Make sure you fill the form correctly and submit, along with the required documents as requested by the staff.

The whole process should not take more than 24 hours or less to complete. Once it is complete, you can now receive any amount of money into your bank account.


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